FAQ - CATEGORY MENU

ALL FAQS

  1. What is the minimum investment to get started?  Answer

  2. I have an asset allocation plan already. How can CCM help me improve my odds of investment success?  Answer

  3. Why do you prefer to be contacted initially via email?  Answer

  4. How could low-cost, passive, buy-and-hold investing derail my retirement?  Answer

  5. Will a diversified mix of ETFs and/or mutual funds save me in a bear market? Answer

  6. How can CCM's approach bring peace of mind?  Answer

  7. What type of investor is a good fit for your firm’s approach?  Answer

  8. After following CCM on the web and watching videos, I am ready to get started. What is the next step?  Answer

  9. What is the fastest way to get started with Schwab and CCM?  Answer

  10. How does CCM's frequent and proactive communication assist clients?  Answer

  11. Can computer algorithms make better probabilistic forecasts than humans?  Answer

  12. How does your model use facts and logic to minimize the odds of repeating common and emotionally-driven investment missteps?  Answer

  13. What key issue prevents countless investors from participating in multiple-year bullish moves in the stock market?  Answer 

  14. How was the model developed?  Answer

  15. How does your model leverage the power of market fractals?  Answer

  16. What separates the CCM Market Model from traditional investment methodologies?  Answer

  17. Why is "beating the market" every year a flawed investment goal?  Answer

  18. Is there any statistical backing to the theory that markets typically tip their hand before significant declines?  Answer 

  19. Can you provide some examples of how observable evidence was helpful before major events and market moves?  Answer 

  20. Does the model only allocate between stock and bond ETFs?  Answer

  21. How much did passive investors lose in the 1929-1932 bear market and how long did it last?  Answer

  22. How is your model different from most robo-advisors?   Answer

  23. What could happen to my passive online smart allocation during a bear market?  Answer

  24. How does narrow framing hurt investors and how does your approach help?  Answer

  25. How does the model incorporate fundamental data, including valuations?  Answer 

  26. Why is discipline so critical to success?  Answer

  27. Why does the model invest in ETFs, instead of individual stocks or individual bonds?  Answer

  28. How can I cost justify your management fees versus low-fee options?  Answer

  29. Can the model be tailored to my personal risk tolerance?  Answer 

  30. Is the market model the holy grail of investing?  Answer

  31. Is the CCM Market Model a form of artificial intelligence (AI)?  Answer

  32. Are ETFs tax efficient relative to mutual funds?  Answer

  33. What about trading costs and taxes?  Answer

  34. Will dividend stocks save me in a bear market?  Answer

  35. Are utility stocks really safe?  Answer

  36. We often are told “stocks always come back”, but how many years can it take to get back to breakeven?  Answer 

  37. What about black swans or an event similar to 1987?  Answer 

  38. How much did passive investors lose in the 1929-1932 bear market and how long did it last?  Answer

  39. Why is efficient communication so important?  Answer 

  40. I already have Schwab accounts. Can you manage them? Answer

  41. Can you manage accounts held at Fidelity?  Answer

  42. Assuming I begin with a 100% cash deposit or transfer, how would you invest my money?  Answer

  43. How did you avoid "curve fitting" when you built the CCM Market Model?  Answer

  44. If I transfer assets from another firm, how long does it typically take and will CCM assist me with that process? Answer

  45. Can the market model short stocks?  Answer

  46. Can you provide a referral from an existing client?  Answer

  47. Can I monitor my accounts online?  Answer

  48. What type of accounts can you manage and do managed accounts remain in my name?  Answer

  49. Can I establish accounts at Schwab and then come to CCM?  Answer

  50. Are Schwab account documents available on your website?  Answer

  51. Will my account be subject to a lock-up period?  Answer

  52. Why does CCM's fee schedule provide for lower fees during long-term bear markets?  Answer

  53. How do I make deposits to my Schwab/CCM account?  Answer

  54. The vast majority of my assets are in a 401(k). Can you help me manage my 401(k)?  Answer

  55. I need to make annual required minimum distributions (RMD) from my IRA. Can CCM help me with that?  Answer

  56. What measures are taken by the third-party custodian to protect client assets?  Answer

  57. Is it better to run the market model in an IRA/tax-deferred account?  Answer

 

FAQ CATEGORY MENU